Family · Integrity · Legacy

Our Story

We're Ben & Andrea Wood — founders of The Wood Agency, built on the belief that life insurance isn't just a policy. It's a promise to the people you love.

Ben & Andrea Wood — Founders of The Wood Agency

Ben & Andrea Wood

Founders · The Wood Agency · Prescott Valley, AZ

Who We Are

The Story Behind
The Agency

📷
The Beginning

Life Through a Lens

Ben started as a professional photographer — capturing weddings, portraits, and life's most meaningful moments. But over time, something shifted: helping families protect those moments felt even more powerful than preserving them.

🏢
The Calling

The Agency is Born

Ben traded his camera for a new kind of purpose. He launched The Wood Agency from the ground up — built on honest conversations, no bait-and-switch, and a genuine belief that every family deserves real protection.

👩‍💼
Two Weeks Later

Andrea Joins the Mission

Andrea was building a successful real estate career. Two weeks after Ben started, she walked away from it — not because it was easy, but because this mattered more. Together, they built something real.

🧠
2024 · The Test

Three Brain Surgeries

In 2024, Ben underwent three serious brain surgeries. Each time he woke up, he didn't lie there wondering if his family would be okay financially. The coverage was in place. Andrea ran the agency through all of it — steady as ever.

"We've sat with the fear of the unexpected — not as hypothetical, but as lived reality. We know what it means to need real protection."

🔥
Today

More Fired Up Than Ever

That peace of mind is exactly what we help you build. We don't just sell coverage — we listen, we educate, and we create strategies that align with your goals. Because we know what real protection means when it actually counts.

What We Stand For

Core Values

Integrity First

We tell you what you need to hear — not what sounds good. No bait-and-switch. No hidden agendas. Just honest guidance.

Family Focus

Every recommendation we make is driven by one question: what's best for your family? Not our commission — your protection.

Education Over Sales

We believe an educated client makes the best decisions. We take the time to explain everything — in plain language.

Legacy-Driven

We think in generations. Every policy we place is a gift to someone's children, grandchildren, and the future they deserve.

We Show Up

When the worst day comes, your family calls us — not an 800 number. We facilitate claims personally, every time.

Relentless Service

Three brain surgeries didn't stop us from serving our clients. That's the kind of dedication we bring to every family.

Meet the Team

The People Behind
Your Protection

Andrea Wood — Co-Founder & Lead Agent, The Wood Agency

Andrea Wood

Co-Founder · Lead Agent

Andrea left a thriving real estate career two weeks after Ben launched — not because it was easy, but because protecting families mattered more. She's the one who sits across from clients, listens, and finds the right fit. Most of the families we've helped have Andrea to thank for it.

Schedule with Andrea →
Ben Wood — Co-Founder, The Wood Agency

Ben Wood

Co-Founder · Operations

Former photographer who spent years capturing families' most important moments — then realized protecting those moments mattered more than preserving them. Ben runs the business, supports the team, and is there when you need a second set of eyes.

Interested in joining our nationwide network of agents?

Join Our Team →
Life Outside the Office

The People Behind Your Policy

We're not just agents — we're a family who's lived what we sell. Here's a little of who we are beyond the policy.

Ben & Andrea at sunset Ben & Andrea at the Grand Canyon Ben & Andrea in Hawaii Ben & Andrea's wedding day Ben & Andrea in Portland Ben & Andrea hiking in Arizona Ben & Andrea with their dog Ben & Andrea dressed up Ben & Andrea at Christmas Ben & Andrea out to dinner Ben & Andrea at home Ben & Andrea together Ben & Andrea with their dogs Ben & Andrea — I CAN
Transparency First

Who We're Not
the Right Fit For

Most agencies will take anyone's call and tell them what they want to hear. We'd rather be honest upfront.

  • →
    People who just want the absolute cheapest number

    Cheapest isn't always best. We'll find you competitive rates — but we won't sacrifice quality of coverage to win a price war.

  • →
    People who want zero conversation

    We're not a vending machine. If you want someone to ask zero questions and click "buy," there are apps for that. We do things differently — and it works better.

  • →
    People looking for investment advice, not insurance

    We're licensed insurance agents, not financial advisors. We do protection and wealth-building strategies around insurance. If you need a stockbroker, we'll be honest about that too.

If none of those describe you — we're probably a great fit. Let's talk.

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Client Story

They Said She Couldn't
Get Covered. We Disagreed.

A 52-year-old woman came to us after two carriers turned her down — both times because of Type 2 diabetes. She'd stopped trying. Her adult kids were worried.

What most people don't know: carriers evaluate the same condition very differently. One carrier's automatic decline is another's standard approval. We know who underwrites what — that's the whole job.

Andrea matched her to a carrier whose underwriting was favorable for her profile. She was approved — $150,000 in coverage, at a rate she could actually afford.

"I cried when I got the approval. I thought I was just uninsurable. Andrea never gave up on finding something for me."

— Client, name withheld for privacy

We've helped clients with diabetes, heart conditions, cancer history, sleep apnea, and more. If you've been denied before — call us before you give up.

Our Mission

"Innovative Protection
for Your Family's Future"

We offer cutting-edge products and services designed to provide peace of mind and security. Because the best time to get protected is before you need it.

Start Your Protection Today