Legal

Terms of Service

Last updated: May 2026

Please read these Terms of Service carefully before using woodagencylife.com or contacting The Wood Agency. By using this website or submitting a quote request, you agree to be bound by these terms.

1. Acceptance of Terms

By accessing or using this website, you confirm that you are at least 18 years old and agree to these Terms of Service and our Privacy Policy. If you do not agree, please do not use this site.

2. Services Description

The Wood Agency is an independent life insurance agency based in Prescott Valley, Arizona. We help individuals and families find life insurance coverage by connecting them with licensed carriers. Our services include:

The content on this website is for informational purposes only and does not constitute legal, financial, or tax advice. Always consult a qualified professional for advice specific to your situation.

3. No Guarantee of Coverage or Rates

Any quotes, rates, or coverage estimates displayed on or provided through this website are illustrative and not binding. Final rates and coverage terms are determined by the issuing insurance carrier based on your application, underwriting review, and other factors. Submitting a quote request does not guarantee that coverage will be offered, approved, or issued at any particular price.

4. User Responsibilities

When using this website or submitting information to us, you agree to:

We reserve the right to decline service to anyone who violates these terms or engages in abusive, fraudulent, or unlawful conduct.

5. Intellectual Property

All content on this website — including text, images, logos, page designs, and other materials — is owned by or licensed to The Wood Agency and is protected by applicable copyright and intellectual property laws. You may not reproduce, republish, or distribute any content from this site without our prior written consent.

6. Third-Party Links

This website may contain links to third-party websites such as Calendly, Facebook, TikTok, or insurance carrier portals. These links are provided for convenience only. The Wood Agency does not control, endorse, or take responsibility for the content or practices of any third-party sites. We encourage you to review the terms and privacy policies of any site you visit.

7. Limitation of Liability

To the fullest extent permitted by law, The Wood Agency and its agents are not liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on any information provided here. This includes, but is not limited to, loss of income, inability to obtain insurance, or decisions made based on information presented on this site.

This website is provided "as is" without warranties of any kind, express or implied, including but not limited to merchantability or fitness for a particular purpose.

8. Governing Law

These Terms of Service are governed by the laws of the State of Arizona, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of this website shall be resolved in the courts of Yavapai County, Arizona.

9. Changes to These Terms

We may update these Terms of Service from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Your continued use of this website after any changes constitutes your acceptance of the revised terms.

10. Contact Us

If you have questions about these Terms of Service, please reach out: