Carriers We Work With
…and dozens more. We shop them all so you don't have to.
Most insurance agents work for a single company, so they can legally only offer that company's products. If those don't fit your health or your budget, there's nowhere else for them to turn. We work for you instead, comparing more than 50 top-rated carriers in one conversation. And if none of them is right for your family, we'll tell you that too.
Carriers We Work With
…and dozens more. We shop them all so you don't have to.
Ben started The Wood Agency after trading his camera for a new kind of purpose — he'd spent years as a photographer capturing families' most important moments, and realized that protecting those moments was even more powerful than preserving them.
Two weeks after he launched, Andrea stepped away from a thriving real estate career to build it alongside him. Not because it was easy, because it mattered more.
"In 2024, Ben had three brain surgeries. When he woke up each time, he didn't worry about whether his family would survive financially, because the coverage was in place. That peace of mind is exactly what we help you build."
We came back more certain than ever that you deserve an agent with real skin in the game, not a policy number in a database. When something happens to your family, you call us directly and reach the same people who set up your policy, rather than an 800 number or a hold queue.
Coverage built around your family's needs
Honest advice, never a sales pitch
Call us, not an 800 number, when it matters
Licensed agents partnered across all 50 states
There's no one-size-fits-all policy. We ask the right questions, then find coverage that makes sense for your life, not the easiest sale for us.
Term, Whole, and Universal policies, and we find the right fit. Protect your family from loss without leaving them with financial decisions made in grief.
Learn More →Peace of mind knowing your family keeps a roof over their head, no matter what life throws at you.
Learn More →Indexed Universal Life gives you lifelong protection with market-linked growth and zero risk of market loss. May provide tax-advantaged income through policy loans — consult your tax advisor.
Learn More →A proven system to eliminate debt fast while building long-term savings. For many families it can turn a decades-long payoff into just a few years, saving a small fortune in interest.
See Your Debt-Free Date →Harness your whole life policy to become your own bank. Borrow against your cash value without stopping its growth, so you use your dollar twice.
Learn More →Share your family's goals in 2 minutes. No paperwork, no commitment, no pressure.
We compare 50+ top-rated carriers and walk you through real quotes tailored to your health, budget, and goals.
Apply, get approved, and sleep easy. We stay with you long after the policy starts, including on the day your family needs us most.
Every day without coverage is a day your family is exposed. The conversation takes 15 minutes.
Most people are underinsured, and don't know it. Use this calculator to find your coverage gap in seconds.
This is an estimate for educational purposes only. Your actual needs depend on your specific situation, so speak with one of our agents for a personalized recommendation.
No bait-and-switch. Your quote is based on your real circumstances. Takes less than 2 minutes to start.
We do the shopping so you don't have to.
Real advice from real people, no scripts.
If a policy doesn't make sense for your situation, we'll say so. Honest advice is non-negotiable here.
Your family calls us directly, never on hold.
Wherever you live, we have a licensed agent for you.
Prefer to call?
(928) 889-6338A Wood Agency advisor will reach out within 1 business day.
Your quote is prepared by a licensed agent, required by law, and the only way to get accurate numbers.
Imagine knowing that if something happened tomorrow, your mortgage gets paid, your kids stay in school, and your spouse has breathing room without financial panic on top of everything else.
That's what the right policy does. That's what we help you get.
We work exclusively with A-rated, financially sound insurers, so you get coverage backed by decades of proven performance.
Licensed to serve families in all 50 states.
Your loved ones don't sit on hold with an 800 number. They call us directly. We facilitate the claim so your family isn't alone.
We listen first. No scripts, no quotas, no high-pressure tactics. Just real answers from real people who care about your family.
It's one of the most common questions we get. When you call a carrier directly, you're a policy number. When you call us, you get Ben or Andrea. Here's why that matters.
It costs you nothing extra to work with an independent agent. Carriers pay us, not you.
Get My Free Independent Quote
You don't buy life insurance because you're afraid of dying.
You buy it because you love someone, and you want them to be okay no matter what.
The quiet voice that used to ask "what would they do without me?" goes quiet. Because you already answered that question.
Your spouse doesn't face a choice between grief and a mortgage payment. The home your kids grew up in stays theirs.
Your kids get their future regardless of what happens to you. That's not luck. That's a decision you made in advance, today.
Not because nothing bad can happen. Because if it does, the people you love most won't suffer financially for it. That's peace of mind.
One 15-minute conversation gets you here. It's free. No obligation.
Start That Conversation →If something happened tomorrow, would your family be okay? Find out in 15 minutes. →